Verification Officer Job

Khushhali Microfinance Bank Limited – (KMBL), All Cities, Pakistan

Job Description

Job Objective

To have real-world hands-on experience with customer handling, client verifications regarding credit worthiness, reputation and repayment capacity of the borrowers having a technical & practical aptitude, strong multi-language communication skills and a collaborative work style.

 Key Responsibilities

  • Onsite pre-disbursement verification of the clients, guarantors & co-borrowers in line with credit policy & procedures in order to assess the character, capacity, capital and conditions of the parties involved in lending.
  • Onsite Post disbursement verification in order to assess the correct utilization of the loan amount availed by the borrower.
  • Periodic risk assessment of asset portfolio through portfolio reviews to mitigate recovery risk & for effective portfolio management.
  • Periodic assessment of different stakeholders linked with asset portfolio (Goldsmiths, Vet. Doctors, valuators etc.)
  • Reporting of the findings identified through pre/post verification checks to line manager and suggest mitigations to improve portfolio quality.
  • Reporting the findings through assessment of other stakeholders linked with asset portfolio
  • Assistance in identification of clients during handing/taking of asset portfolio.
  • Assistance of the portfolio review team in RCSA exercises, fraud investigations, and independent collateral assessments
  • Other tasks assigned by the Line Manager,

Education & Experience

  • Graduation degree preferably in management sciences or related discipline.
  • 1-2 years’ experience in onsite lending/verification of any financial institution preferably in microfinance bank.
  • Applicant should have valid driving license along with own motor bike


  • Good understanding of financial industry practices.
  • Good skills in handling MS Office.
  • Excellent communication skills especially in Urdu & preferably in local (i.e. Punjabi/Sindhi/Saraiki/Pashto) languages.
  • Good Analytical, Organizing, and Problem-solving Skills.

Locations :

Multiple cities

Job Skills

Problem-solving SkillsCommunication SkillsMS OfficeReporting SkillsClient Verification

Job Details


Banking/Financial Services

Functional Area:

Accounts, Finance & Financial Services

Total Positions:

1 Post

Job Shift:

First Shift (Day)

Job Type:



Risk Management

Job Location:

All Cities, Pakistan


No Preference

Minimum Education


Career Level

Experienced Professional


1 Year – 2 Years

Apply Before:

Nov 22, 2022

Posting Date:

Oct 21, 2022

Verification Officer Job
Verification Officer Job

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