Khushhali Microfinance Bank Limited – (KMBL), All Cities, Pakistan
To have real-world hands-on experience with customer handling, client verifications regarding credit worthiness, reputation and repayment capacity of the borrowers having a technical & practical aptitude, strong multi-language communication skills and a collaborative work style.
- Onsite pre-disbursement verification of the clients, guarantors & co-borrowers in line with credit policy & procedures in order to assess the character, capacity, capital and conditions of the parties involved in lending.
- Onsite Post disbursement verification in order to assess the correct utilization of the loan amount availed by the borrower.
- Periodic risk assessment of asset portfolio through portfolio reviews to mitigate recovery risk & for effective portfolio management.
- Periodic assessment of different stakeholders linked with asset portfolio (Goldsmiths, Vet. Doctors, valuators etc.)
- Reporting of the findings identified through pre/post verification checks to line manager and suggest mitigations to improve portfolio quality.
- Reporting the findings through assessment of other stakeholders linked with asset portfolio
- Assistance in identification of clients during handing/taking of asset portfolio.
- Assistance of the portfolio review team in RCSA exercises, fraud investigations, and independent collateral assessments
- Other tasks assigned by the Line Manager,
Education & Experience
- Graduation degree preferably in management sciences or related discipline.
- 1-2 years’ experience in onsite lending/verification of any financial institution preferably in microfinance bank.
- Applicant should have valid driving license along with own motor bike
- Good understanding of financial industry practices.
- Good skills in handling MS Office.
- Excellent communication skills especially in Urdu & preferably in local (i.e. Punjabi/Sindhi/Saraiki/Pashto) languages.
- Good Analytical, Organizing, and Problem-solving Skills.
Problem-solving SkillsCommunication SkillsMS OfficeReporting SkillsClient Verification
Accounts, Finance & Financial Services
First Shift (Day)
All Cities, Pakistan
1 Year – 2 Years
Nov 22, 2022
Oct 21, 2022